Stamp Duty Calculator
Calculate Stamp Duty Land Tax (SDLT) for England & Northern Ireland, Land and Buildings Transaction Tax (LBTT) for Scotland, and Land Transaction Tax (LTT) for Wales. Includes first-time buyer relief and additional property surcharges. Rates for 2025-26.
Smart Tips
First-time buyer? You could save £2,500
First-time buyers in England pay no stamp duty on the first £300,000 and 5% on the portion up to £500,000. Select "First-time buyer" above to see your reduced rate.
GOV.UK: First-time buyer relief (opens in new tab)You're paying England rates
England & Northern Ireland use Stamp Duty Land Tax (SDLT). Scotland and Wales have their own systems with different bands and rates — select your region above for an accurate calculation.
GOV.UK: Stamp Duty Land Tax (opens in new tab)Verify with the official government calculator
For complete accuracy, cross-check your Stamp Duty Land Tax (SDLT) calculation using the official government calculator. Our figures use the latest published rates but your solicitor can confirm the exact amount.
GOV.UK: SDLT calculator (opens in new tab)Frequently asked questions
- How much stamp duty do first-time buyers pay?
- First-time buyers in England pay no SDLT on properties up to £425,000, and 5% on the portion between £425,001 and £625,000. No relief above £625,000. In Scotland, the LBTT nil-rate threshold for first-time buyers is £175,000. Wales has no first-time buyer relief.
- How much extra stamp duty do I pay on a second property?
- In England, additional properties attract a 5% surcharge on top of standard SDLT rates. In Scotland, the Additional Dwelling Supplement (ADS) is 8% of the full purchase price. In Wales, higher residential rates add 4% per band.
- Is stamp duty different in Scotland and Wales?
- Yes. Scotland uses Land and Buildings Transaction Tax (LBTT) administered by Revenue Scotland. Wales uses Land Transaction Tax (LTT) administered by the Welsh Revenue Authority. Both have their own rates, thresholds, and additional property surcharges.